On a separate note, as the industry has matured, there has been a drive among the leading players in the space to agree on common terms and naming conventions for products. Recent examples of this include renaming “fix and flip loans” to “Residential Transitional Loans.” Recent resolutions by industry groups recommend moving away from using the “hard money” moniker. Eric has long been advocating a shift to the renaming of DSCR/SFR/rental loans to “landlord loans,” which was well received by the panel of industry leaders at the conference. This is a much needed, highly intuitive standardization for relatively new products that seem to lack common naming conventions.